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Money without borders.

Global USD & EUR bank accounts with a Visa card to receive money directly, hold it safely, send it abroad easily, and spend worldwide wherever Visa is accepted.

Our trusted partners

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Made for everyday money

Wherever you are, Hael gives you simple, secure access to your money. Get paid, move it across borders, and use it anywhere without hidden fees or delays.

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USD & EUR accounts

Open global USD and EUR bank accounts in your name, built for people who live, work, or spend across borders.

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Transparent low fees

Clear, fair pricing on every transaction, so you always know exactly what you will receive or spend.

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Instant access

Money you receive appears in your account immediately, ready to send, withdraw, or spend worldwide.

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Security and support

Your funds are protected with bank-grade safeguards, instant card controls, and 24/7 support.

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Spend worldwide instantly

​Your Visa card connects directly to your USD and EUR accounts, ready to use in-store, online, or at ATMs everywhere Visa is accepted.

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Built for your everyday money

A real USD and EUR account with your own Visa card, made to give you simple, secure access to your money at home and abroad, without hidden fees or delays.

Get paid worldwide in USD & EUR

Receive money directly into your account from family, friends, or employers, without extra steps or conversion loss.

Access your
money instantly

Withdraw or spend directly from your account, with funds ready to use immediately and no restrictions holding you back.

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A card for daily spending everywhere

Your Visa card connects straight to your balance, ready to use online, in-store, or at ATMs anywhere in the world.

Fair, transparent fees that protect you

Simple, clear pricing on every transfer and payment, so you always know what you receive and what you spend.

Your card,
without borders

The Hael Visa card connects directly to your USD and EUR accounts, giving you instant access to your money. Spend worldwide, pay online or in-store, and withdraw cash anywhere Visa is accepted — all without hidden charges or delays.

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Instant Access

Use your money the moment it arrives, directly through your card.

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Worldwide Freedom

Pay online, in-store, or withdraw cash across more than 150 countries.

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Keep More

Spend directly in USD or EUR, avoiding unnecessary conversion fees.

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Live anywhere.
Pay everywhere.

Hael works in most parts of the world — including LATAM, Asia, and Africa — making it simple to receive money, keep it safe in your account, and spend anywhere with your Visa card.

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Spiral Waves

Global banking for everyone

Built for people everywhere, Hael was made with one mission:
to unlock simple, secure money without borders.

FAQs

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